The ROOF Project - New Haven
 
Search Site

The ROOF Project

Around the country, homeowners are facing hard times, including job loss and rising food and energy costs. Many homeowners have had trouble paying their mortgages, have had their homes foreclosed, or may soon face the threat of foreclosure. The problem has been particularly acute in New Haven.

The Real Options, Overcoming Foreclosure (ROOF) Project is here to help. Growing out of Mayor John DeStefano's mortgage foreclosure task force, ROOF is a coordinated response to the growing mortgage foreclosure crisis in New Haven. We raise awareness of foreclosure issues, coordinate assistance to at-risk borrowers, and develop strategies to stabilize neighborhoods with a concentration of foreclosures.


If you are having trouble paying your mortgage, call 2-1-1 for help finding a foreclosure intervention counselor who specializes in foreclosure assistance.

Tell them you are a New Haven homeowner looking for help with your mortgage, and you will be connected to one of ROOF’s counseling partners. Our foreclosure intervention counselors can help you negotiate a loan modification with your lender or help you find a more affordable mortgage.

The ROOF Project's services are completely free of charge.

You do not have to pay for assistance modifying your mortgage. You should speak with a free, HUD-certified counselor before you enter into any repayment plan or loan modification with your lender.

If you have received foreclosure court papers, DO NOT GIVE UP on keeping your home.  Call 2-1-1 AND sign up for the court mediation program. The mediation program is available to assist you in discussing alternatives with your lender.  Click here for a user-friendly guide to the program. (PDF format, requires Adobe Reader; click the link below to download it for free.)

Whether you're a homeowner in need, a potential partner, a policymaker or advocate, or a researcher trying to learn more about foreclosures in New Haven, ROOF can assist you. For general inquiries about ROOF, contact us.